Step 1: Phone Call

We've learned that a quick phone call at the start can help ensure we're all on the same page and make the most of our time. We also know that scheduling a meeting with a professional you’ve never met to talk about something very personal, like money, can be intimidating. So, let’s begin with a quick call to decide if it makes sense to schedule a meeting.

Step 2: Introduction Meeting

At this point, we’ve already talked on the phone and although in a way that is an introduction, we will still want to learn more about you and share more about what we do. In this meeting we discuss our process more in detail, walk you through a sample financial plan and discuss all fees in depth. We want to promote total transparency. At the end of this meeting, the only thing we will decide is if we would like to move to the next step in the process.

Step 3: Information Gathering Meeting

Before this meeting we will ask you to do your “homework”. Once we decide to move from step 2 into step 3, you will receive an organizer via email that we will request you to spend some time filling in. We are often asked about the level of detail required, and the reality is that the more information we have, the better job we can do. Although, in theory you could simply email your “homework” back to me, we prefer having a meeting to review it together before developing your plan. At the end of this meeting, we won’t ask you to decide anything other than when our next meeting should be.

Step 4: The Plan

Just as we asked you to do some “homework” before the Information Gathering Meeting, our team has some work to do to analyze the information that you’ve provided and create your plan. The Plan is a living, breathing “thing” and for that reason we never hit print. We will walk through your plan together either on the screen in our conference room or by sharing my screen on a Zoom meeting. Our financial plans are meant to be interactive and continually updated as we make progress together over a long-term relationship to maximize your financial life. The goal of this meeting is not to solve all the world’s problems. The goal is to give you a feel and understanding of the conversations that we will continue to have for years to come. Our hope is that at this point you will feel comfortable deciding if I am the right person to help you build the financial life that you deserve.

Step 5: DECIDE

When you started at step 1, it wasn’t a random decision that led you to a phone call with us. You had something pushing you to take that first step and a desire to move from surviving to thriving. This process is long and thorough because our hope is that if we decide to formalize our professional relationship, is that it will last for decades. That being said, we cannot make the progress that you deserve in your financial life without deciding on a path forward. So, in this step you will need to decide if we are the right fit for you and we will decide if you are a client that we would like to work with. If for whatever reason we are not the right fit, I will be happy to recommend some great professionals who may be a better fit.

Step 6: THRIVE

True financial success doesn’t happen overnight and certainly won’t take shape after just a few meetings. Once on board, our team will proactively schedule Growth Sessions twice per year. Once in the spring with the April 15th tax deadline in mind and once in fall as there are several planning techniques that may need to be implemented by the December 31st deadline. Why “Growth Sessions”? Maybe it’s a little cheesy, but we don’t like the term review meeting. Review meeting implies that we are checking in to make sure nothing is on fire and that is how you survive. We want to thrive, and that requires growth.